Paolo le debía una plata al banco, nunca la pagó, y ahora hay un cobrador de morosos buscándolo.Paolo owed the bank some money, he never paid his debt, and now there's a collection agent looking for him.
Deberías de pagar tu deuda si no quieres que un cobrador de morosos te toque la puerta.You should pay your debt soon if you don't want a collections agent knocking on your door.